Terms and Conditions for SpendSprout

# Terms of Service

Last Updated: December 8, 2024

## 1. Introduction

Welcome to SpendSprout ("we," "our," or "us"). By accessing or using our website at https://spendsprout.com (the "Service"), you agree to be bound by these Terms of Service ("Terms").

## 2. Account Terms

To use SpendSprout, you must provide accurate and complete registration information. You are responsible for maintaining the security of your account and password. We cannot and will not be liable for any loss or damage from your failure to comply with this security obligation.

## 3. Acceptable Use

You agree to use the Service only for lawful purposes and in accordance with these Terms. You agree not to:
- Resell, duplicate, or copy the Service
- Use the Service for any illegal or unauthorized purpose
- Interfere with or disrupt the integrity or performance of the Service

## 4. Payment and Refunds

Access to SpendSprout requires payment for a package subscription. You have the right to request a full refund within 14 days of your purchase. After this period, refunds are at our discretion.

## 5. Intellectual Property Rights

The Service and its original content, features, and functionality are owned by SpendSprout and are protected by international copyright, trademark, and other intellectual property laws. Purchasing a package gives you access to use the Service but does not transfer any ownership rights.

## 6. Data Collection and Privacy

We collect and process your personal data, including:
- Name and email address
- Payment information
- Budget line items and financial goals
- Non-personal data through web cookies

For more information about our privacy practices, please see our Privacy Policy at https://shipfa.st/privacy-policy.

## 7. Modifications to the Service

We reserve the right to modify or discontinue the Service at any time, with or without notice. We shall not be liable to you or any third party for any modification, suspension, or discontinuance of the Service.

## 8. Updates to Terms

We may update these Terms from time to time. We will notify you of any changes by sending an email to the address associated with your account. Continued use of the Service after such notification constitutes acceptance of the updated Terms.

## 9. Termination

We may terminate or suspend your access to the Service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms.

## 10. Limitation of Liability

In no event shall SpendSprout, its directors, employees, partners, agents, suppliers, or affiliates be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or relating to your use of the Service.

## 11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of England and Wales, without regard to its conflict of law provisions.

## 12. Contact Information

If you have any questions about these Terms, please contact us at luke@spendsprout.com.